[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jmso.cz\/pujcka-by-se-mohla-hodit\/#Article","mainEntityOfPage":"https:\/\/www.jmso.cz\/pujcka-by-se-mohla-hodit\/","headline":"P\u016fj\u010dka by se mohla hodit","name":"P\u016fj\u010dka by se mohla hodit","description":"I kdy\u017e finan\u010dn\u00ed n\u00e1roky lid\u00ed s postupem \u010dasu nar\u016fstaj\u00ed a dne\u0161n\u00ed generace by se jako celek ur\u010dit\u011b nesm\u00ed\u0159ila s tak skromn\u00fdm \u017eivotem, jak\u00fd vedli na\u0161i<a href=\"https:\/\/www.jmso.cz\/pujcka-by-se-mohla-hodit\/\" class=\"more-link\"><span class=\"screen-reader-text\"> \"P\u016fj\u010dka by se mohla hodit\"<\/span><\/a>","datePublished":"2021-05-16","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.jmso.cz\/author\/#Person","name":"","url":"https:\/\/www.jmso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jmso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jmso.cz\/wp-content\/uploads\/zahrani%C4%8Dn%C3%AD%20mince_1.jpg","url":"https:\/\/www.jmso.cz\/wp-content\/uploads\/zahrani%C4%8Dn%C3%AD%20mince_1.jpg","height":0,"width":0},"url":"https:\/\/www.jmso.cz\/pujcka-by-se-mohla-hodit\/","about":["Pen\u00edze"],"wordCount":447,"articleBody":"   I kdy\u017e finan\u010dn\u00ed n\u00e1roky lid\u00ed s postupem \u010dasu nar\u016fstaj\u00ed a dne\u0161n\u00ed generace by se jako celek ur\u010dit\u011b nesm\u00ed\u0159ila s tak skromn\u00fdm \u017eivotem, jak\u00fd vedli na\u0161i i pom\u011brn\u011b ned\u00e1vn\u00ed p\u0159edkov\u00e9, o p\u0159edc\u00edch d\u00e1vn\u00fdch u\u017e ani nemluv\u011b, nejsou n\u00e1roky n\u011bkter\u00fdch z na\u0161ich sou\u010dasn\u00edk\u016f zase a\u017e tak vysok\u00e9. Jsou mezi n\u00e1mi i lid\u00e9, kte\u0159\u00ed dok\u00e1\u017eou \u017e\u00edt velice skromn\u011b, ba pomalu asketicky, a nic jim p\u0159itom nechyb\u00ed ke \u0161t\u011bst\u00ed, ale i ti aspo\u0148 n\u011bjak\u00e9 ty pen\u00edze pot\u0159ebuj\u00ed. Bez pen\u011bz se dnes u\u017e zcela oprostit ned\u00e1.Ov\u0161em skute\u010dnost, \u017ee lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze, neznamen\u00e1, \u017ee si je tak\u00e9 dok\u00e1\u017eou vyd\u011bl\u00e1vat v n\u00e1le\u017eit\u00e9m mno\u017estv\u00ed. Leckdy se kv\u016fli tomu dost\u00e1v\u00e1me do situace, kdy si mus\u00edme n\u011bco odep\u0159\u00edt, a n\u011bkdy si i vysloven\u011b utahujeme opasek, jenom abychom ve sv\u00fdch finan\u010dn\u00edch pom\u011brech usp\u011bli.Ov\u0161em n\u011bkdy ani maxim\u00e1ln\u00ed o\u0159ez\u00e1n\u00ed v\u00fddaj\u016f nesta\u010d\u00ed. N\u011bkdy nem\u00e1me pen\u00edze ani na to, abychom jimi uhradili naprost\u00e9 minimum, to, bez \u010deho nelze \u017e\u00edt.A jak takov\u00e9 nep\u0159\u00edjemn\u00e9 situaci uniknout? \u0158e\u0161en\u00ed by tu bylo, a t\u00edm je p\u016fj\u010dka. Ten, kdo si ji vezme, m\u016f\u017ee obst\u00e1t i ve slo\u017eit\u00fdch situac\u00edch, do nich\u017e se dostal. \u010clov\u011bk si prost\u011b n\u011bkde p\u016fj\u010d\u00ed tolik, kolik pot\u0159ebuje, a m\u016f\u017ee i nad\u00e1le platit, s t\u00edm, \u017ee se s poskytovatelem p\u016fj\u010dky vyrovn\u00e1 pozd\u011bji, z budouc\u00edch p\u0159\u00edjm\u016f.Jen\u017ee ne\u017e se t\u00e9to situace dos\u00e1hne, je t\u0159eba p\u016fj\u010dku z\u00edskat. A \u010dlov\u011bk, kter\u00fd m\u00e1 ekonomick\u00e9 probl\u00e9my, to nejednou nezvl\u00e1d\u00e1. Mo\u017en\u00e1 by si p\u016fj\u010dil r\u00e1d, jen\u017ee v bance mu po dolo\u017een\u00ed v\u0161eho pot\u0159ebn\u00e9ho ozn\u00e1m\u00ed, \u017ee n\u011bkomu takov\u00e9mu nep\u016fj\u010duj\u00ed, \u017ee doty\u010dn\u00fd \u010dlov\u011bk nen\u00ed bonitn\u00ed.A pak p\u0159ich\u00e1z\u00ed ke slovu hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Jej\u00ed\u017e p\u0159ednost\u00ed je krom\u011b v\u00fdhodn\u00fdch \u00farok\u016f i to, \u017ee ji z\u00edsk\u00e1 i n\u011bkdo s n\u00edzk\u00fdmi p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00edmi probl\u00e9my. A to proto, \u017ee se za ni nezbytn\u011b ru\u010d\u00ed z\u00e1stavou nemovitosti.D\u00edky zm\u00edn\u011bn\u00e9 z\u00e1ruce je tedy prakticky jist\u00e9, \u017ee tu \u010dlov\u011bk se \u017e\u00e1dost\u00ed usp\u011bje, nen\u00ed-li vysloven\u011b ztracen\u00fdm p\u0159\u00edpadem. A to je pochopiteln\u011b dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka by se mohla hodit","item":"https:\/\/www.jmso.cz\/pujcka-by-se-mohla-hodit\/#breadcrumbitem"}]}]