[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jmso.cz\/placeni-tak-jak-ho-zname-konci\/#Article","mainEntityOfPage":"https:\/\/www.jmso.cz\/placeni-tak-jak-ho-zname-konci\/","headline":"Placen\u00ed tak, jak ho zn\u00e1me, kon\u010d\u00ed.","name":"Placen\u00ed tak, jak ho zn\u00e1me, kon\u010d\u00ed.","description":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka m\u00e1 celkem t\u0159i raz\u00edrny a tisk\u00e1rny bankovek v \u010cesk\u00e9 republice. Jedna je v Praze, druh\u00e1 v Brn\u011b a posledn\u00ed v Jablonci nad<a href=\"https:\/\/www.jmso.cz\/placeni-tak-jak-ho-zname-konci\/\" class=\"more-link\"><span class=\"screen-reader-text\"> \"Placen\u00ed tak, jak ho zn\u00e1me, kon\u010d\u00ed.\"<\/span><\/a>","datePublished":"2019-06-06","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.jmso.cz\/author\/#Person","name":"","url":"https:\/\/www.jmso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jmso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jmso.cz\/wp-content\/uploads\/img_a346720_w2930_t1561027976.jpg","url":"https:\/\/www.jmso.cz\/wp-content\/uploads\/img_a346720_w2930_t1561027976.jpg","height":0,"width":0},"url":"https:\/\/www.jmso.cz\/placeni-tak-jak-ho-zname-konci\/","about":["Pen\u00edze"],"wordCount":448,"articleBody":"\u010cesk\u00e1 n\u00e1rodn\u00ed banka m\u00e1 celkem t\u0159i raz\u00edrny a tisk\u00e1rny bankovek v \u010cesk\u00e9 republice. Jedna je v Praze, druh\u00e1 v Brn\u011b a posledn\u00ed v Jablonci nad Nisou. Spole\u010dn\u011b vyrazily v\u00edce ne\u017e 100 milion\u016f minc\u00ed, a proto je skoro miziv\u00e1 pravd\u011bpodobnost, \u017ee pr\u00e1v\u011b tu va\u0161i v pen\u011b\u017eence budete uschov\u00e1vat v\u00edce ne\u017e jednou. Putuj\u00ed po cel\u00e9 zemi a ka\u017ed\u00e1 z nich m\u00e1 sv\u016fj specifick\u00fd p\u0159\u00edb\u011bh, kter\u00fd se nikdy nikdo nedozv\u00ed.&#13; &#13; Tak tomu do budoucna ale nebude.&#13; U\u017e v minulosti byla mo\u017enost platit bez pen\u011bz, a to za pomoc\u00ed \u0161ek\u016f a sm\u011bnek. Ty slou\u017eily jako pouk\u00e1zka plat\u00edc\u00edho \u010dlov\u011bka, ve kter\u00e9 se zavazoval, \u017ee danou \u010d\u00e1stku splat\u00ed pozd\u011bji (to v p\u0159\u00edpad\u011b sm\u011bnky) anebo, \u017ee dan\u00fd obnos vyplat\u00ed v\u011b\u0159iteli banka, u kter\u00e9 m\u00e1 ulo\u017een\u00e9 finance (platebn\u00ed \u0161ek). T\u011bmito zp\u016fsoby se dalo velmi jednodu\u0161e podv\u00e1d\u011bt, a proto nebyly moc obl\u00edben\u00e9.&#13; Prvn\u00ed platebn\u00ed karty spat\u0159ily sv\u011btlo sv\u011bta ji\u017e na konci 20. stolet\u00ed. Funguj\u00ed na principu spojen\u00ed s danou bankou p\u0159es plat\u00edc\u00ed termin\u00e1l, kter\u00fd si kartu nap\u0159ed ov\u011b\u0159\u00ed, pot\u00e9 majitel zad\u00e1 pin k\u00f3d a \u00fadaje o transakci se ode\u0161lou dan\u00e9 bance, kter\u00e1 ji dokon\u010d\u00ed v n\u011bjak\u00e9m intervalu. N\u011bkdy hned a n\u011bkdy a\u017e v \u0159\u00e1du hodin. Sv\u011btov\u00e1 ekonomika za\u017eila obrat, proto\u017ee lid\u00e9 za\u010dali mnohem v\u00edce utr\u00e1cet d\u00edky tomu, \u017ee si neuv\u011bdomovali \u00fabytek pen\u011bz na \u00fa\u010dtu. Zkr\u00e1tka, co o\u010di nevid\u00ed, to srdce nebol\u00ed.&#13; &#13; V sou\u010dasn\u00e9 dob\u011b v\u0161udyp\u0159\u00edtomn\u00e9ho internetu se upou\u0161t\u00ed i od platebn\u00edch karet a rozv\u00edjej\u00ed se technologie placen\u00ed telefonem, jeho\u017e technologie NFC funguje na podobn\u00e9m principu jako bezkontaktn\u00ed platebn\u00ed karta. Ji\u017e existuj\u00ed slu\u017eby jako je Google Pay, kde v\u00e1m sta\u010d\u00ed p\u0159ilo\u017eit telefon nebo jin\u00e9 chytr\u00e9 za\u0159\u00edzen\u00ed k termin\u00e1lu a vz\u00e1p\u011bt\u00ed se uskute\u010dn\u00ed platba.&#13; Proto z logick\u00e9ho a evolu\u010dn\u00edho hlediska za\u010d\u00ednaj\u00ed fyzick\u00e9 pen\u00edze postupn\u011b ztr\u00e1cet smysl. Po\u010det lid\u00ed, kte\u0159\u00ed u sebe nemaj\u00ed \u017e\u00e1dnou hotovost a plat\u00ed aktivn\u011b pouze bezkontaktn\u011b se zvy\u0161uje a brzy dos\u00e1hne poloviny z celkov\u00e9ho po\u010dtu.&#13; Internetov\u00e9 bankovnictv\u00ed je mnohem m\u00e9n\u011b n\u00e1ro\u010dn\u00e9 na \u00fadr\u017ebu a n\u00e1klady s n\u00edm spojen\u00e9. Oproti tomu bankovky vy\u017eaduj\u00ed nejen vysok\u00e9 v\u00fddaje na v\u00fdrobu, ale spot\u0159ebuj\u00ed i mnohem v\u00edce materi\u00e1lu.&#13; Fyzick\u00e1 m\u011bna se proto do budoucna zd\u00e1 jako nelogick\u00e1 a zbyte\u010dn\u00e1, proto nen\u00ed t\u0159eba u t\u00e9to metody z\u016fst\u00e1vat.&#13;                                                                                                                                                                                                                                                                                                                                                                                         4.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Placen\u00ed tak, jak ho zn\u00e1me, kon\u010d\u00ed.","item":"https:\/\/www.jmso.cz\/placeni-tak-jak-ho-zname-konci\/#breadcrumbitem"}]}]