[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jmso.cz\/nebankovni-hypoteky-a-registry\/#Article","mainEntityOfPage":"https:\/\/www.jmso.cz\/nebankovni-hypoteky-a-registry\/","headline":"Nebankovn\u00ed hypot\u00e9ky a registry","name":"Nebankovn\u00ed hypot\u00e9ky a registry","description":"N\u011bkter\u00e9 n\u00e1zvy lidi \u00fapln\u011b matou. Jenom\u017ee to mus\u00edme d\u00e1t za pravdu lidem, proto\u017ee pro\u010d nap\u0159\u00edklad existuje n\u00e1zev hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kdy\u017e to v\u016fbec nen\u00ed<a href=\"https:\/\/www.jmso.cz\/nebankovni-hypoteky-a-registry\/\" class=\"more-link\"><span class=\"screen-reader-text\"> \"Nebankovn\u00ed hypot\u00e9ky a registry\"<\/span><\/a>","datePublished":"2021-11-04","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.jmso.cz\/author\/#Person","name":"","url":"https:\/\/www.jmso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jmso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jmso.cz\/wp-content\/uploads\/banka.jpg","url":"https:\/\/www.jmso.cz\/wp-content\/uploads\/banka.jpg","height":0,"width":0},"url":"https:\/\/www.jmso.cz\/nebankovni-hypoteky-a-registry\/","about":["Internet"],"wordCount":458,"articleBody":"   N\u011bkter\u00e9 n\u00e1zvy lidi \u00fapln\u011b matou. Jenom\u017ee to mus\u00edme d\u00e1t za pravdu lidem, proto\u017ee pro\u010d nap\u0159\u00edklad existuje n\u00e1zev hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kdy\u017e to v\u016fbec nen\u00ed takov\u00fd produkt, jak popisuje n\u00e1zev? Nebo dal\u0161\u00ed v \u0159ad\u011b, hypot\u00e9ky bez registru.Jak je to tedy s registry? Nejprve si \u0159ekneme, \u017ee existuj\u00ed dvoj\u00edho typu bankovn\u00ed a nebankovn\u00ed. Do ka\u017ed\u00e9ho maj\u00ed p\u0159\u00edstup r\u016fzn\u00e9 instituce. Ve\u0159ejn\u00fd je samoz\u0159ejm\u011b k m\u00e1n\u00ed naprosto ka\u017ed\u00e9mu, tak\u017ee si spolehliv\u011b a snadno m\u016f\u017eete ov\u011b\u0159it, zdali tam nem\u00e1te z\u00e1znam.V bance se v\u0161ak setk\u00e1te s odm\u00edtnut\u00edm kdykoliv, kdy\u017e m\u00e1te z\u00e1znam. A\u0165 ten \u010di onen, pokud se jedn\u00e1 o z\u00e1znam, tak banky nemaj\u00ed \u017e\u00e1dn\u00e9 slitov\u00e1n\u00ed a va\u0161i \u017e\u00e1dost o p\u016fj\u010dku, \u00fav\u011br nebo hypot\u00e9ku rovnou zam\u00edtnou.Opa\u010dn\u011b se v\u0161ak chovaj\u00ed nebankovn\u00ed spole\u010dnosti, proto\u017ee ty velice brzy pochopily, \u017ee nejsou bankami a tak se jejich nev\u00fdhody sna\u017e\u00ed obr\u00e1tit ve sv\u016fj prosp\u011bch, d\u011blaj\u00ed to velice chyt\u0159e. Aby neztratily klienty tak mnoho ze z\u00e1znam\u016f toleruj\u00ed. Jde o b\u011b\u017enou praxi v\u011bt\u0161iny nebankovn\u00edch spole\u010dnost\u00ed. Proto jsou na trhu i produkty, kter\u00e9 nesou tyto n\u00e1zvy. Mus\u00edme uznat, \u017ee je tak\u00e9 pravdou, \u017ee v\u011bt\u0161ina lid\u00ed m\u00e1 z\u00e1znamy star\u0161\u00edho data nebo se jedn\u00e1 pouze o drobnosti, proto p\u0159eci lid\u00e9 nemus\u00ed pykat kv\u016fli jedn\u00e9 mal\u00e9 zbyte\u010dn\u00e9 chyb\u011b, aby nedostali za dal\u0161\u00ed t\u0159i roky p\u016fj\u010dku nebo nem\u011bli n\u00e1rok na hypot\u00e9ku pod dal\u0161\u00ed \u010dty\u0159i roky od z\u00e1pisu z\u00e1znamu.Nebankovn\u00ed spole\u010dnosti tedy maj\u00ed jasno, \u00fav\u011br v\u00e1m poskytnou i p\u0159esto, \u017ee m\u00e1te z\u00e1znam. Tak\u017ee zde plat\u00ed pravidlo, \u017ee registry se kontroluj\u00ed, nejedn\u00e1 se o to, \u017ee by se nekontrolovaly, jen se v\u011bt\u0161inou z\u00e1znamy v nich daj\u00ed tolerovat, tak\u017ee klient bez probl\u00e9m\u016f \u00fav\u011br z\u00edsk\u00e1.A te\u010f nastupuje jedna sv\u00edzel. Nebankovn\u00ed hypot\u00e9ky bez registr\u016f, jak zn\u00ed n\u00e1zev, toti\u017e nejsou spot\u0159ebitelsk\u00fdmi \u00fav\u011bry, tak\u017ee si je nemohou sjednat oby\u010dejn\u00ed lid\u00e9 pro sv\u00e9 pot\u0159eby (bydlen\u00ed, rekonstrukce), ale jedn\u00e1 se o podnikatelsk\u00e9 \u00fav\u011bry, tak\u017ee se poskytuj\u00ed pouze firm\u00e1m a podnikatel\u016fm.A pro\u010d se vlastn\u011b do registr\u016f nahl\u00ed\u017e\u00ed? Poskytovatel\u00e9 p\u016fj\u010dek t\u00edm zji\u0161\u0165uj\u00ed, zdali nejste p\u0159edlu\u017een\u00ed. V takov\u00e9m p\u0159\u00edpad\u011b by v\u00e1m nejprve pomohli a dluhy vyplatili.Naopak pokud nem\u00e1te z\u00e1znam, tak jsou tyto spole\u010dnosti velice flexibiln\u00ed a poskytnou v\u00e1m hned lep\u0161\u00ed \u00farokovou sazbu.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ky a registry","item":"https:\/\/www.jmso.cz\/nebankovni-hypoteky-a-registry\/#breadcrumbitem"}]}]