[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jmso.cz\/jak-na-potize\/#Article","mainEntityOfPage":"https:\/\/www.jmso.cz\/jak-na-potize\/","headline":"Jak na pot\u00ed\u017ee?","name":"Jak na pot\u00ed\u017ee?","description":"Pokud nem\u00e1 \u010dlov\u011bk tolik pen\u011bz, kolik jich pot\u0159ebuje, nen\u00ed mu zrovna p\u0159\u00edjemn\u011b. Proto\u017ee si mus\u00ed leccos od\u0159\u00edk\u00e1vat a nejednou ani to nesta\u010d\u00ed k tomu, aby<a href=\"https:\/\/www.jmso.cz\/jak-na-potize\/\" class=\"more-link\"><span class=\"screen-reader-text\"> \"Jak na pot\u00ed\u017ee?\"<\/span><\/a>","datePublished":"2019-09-09","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.jmso.cz\/author\/#Person","name":"","url":"https:\/\/www.jmso.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jmso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jmso.cz\/wp-content\/uploads\/img_a365845_w2100_t1578484749.jpg","url":"https:\/\/www.jmso.cz\/wp-content\/uploads\/img_a365845_w2100_t1578484749.jpg","height":0,"width":0},"url":"https:\/\/www.jmso.cz\/jak-na-potize\/","about":["Pen\u00edze"],"wordCount":435,"articleBody":"  Pokud nem\u00e1 \u010dlov\u011bk tolik pen\u011bz, kolik jich pot\u0159ebuje, nen\u00ed mu zrovna p\u0159\u00edjemn\u011b. Proto\u017ee si mus\u00ed leccos od\u0159\u00edk\u00e1vat a nejednou ani to nesta\u010d\u00ed k tomu, aby se udr\u017eel alespo\u0148 na nule a nespadl do dluh\u016f. A kdy\u017e u\u017e je zjevn\u00e9, \u017ee se z toho doty\u010dn\u00fd s\u00e1m nedostane, m\u011bl by se zamyslet nad t\u00edm, od koho a v jak\u00e9 podob\u011b si p\u016fj\u010dit. P\u016fj\u010dky toti\u017e nejsou jedna jako druh\u00e1. Ka\u017ed\u00e1 je sv\u00fdm zp\u016fsobem specifick\u00e1, ka\u017ed\u00e1 m\u00e1 sv\u00e1 plus i m\u00ednus a pokud tak u\u017e \u010dlov\u011bk mus\u00ed mezi t\u011bmito volit, m\u011bl by si vybrat tu nejvhodn\u011bj\u0161\u00ed. To pochopiteln\u011b za p\u0159edpokladu, \u017ee si m\u00e1 z \u010deho vyb\u00edrat. Proto\u017ee jsou i p\u0159\u00edpady, kdy na v\u00fdb\u011br nen\u00ed, kdy se takov\u00fd \u017eadatel ub\u00edr\u00e1 od jedn\u00e9 banky k druh\u00e9 a nikde nenal\u00e9z\u00e1 porozum\u011bn\u00ed. A co si po\u010d\u00edt, pokud n\u011bkdo nem\u00e1 kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm, \u0161patn\u00e9mu da\u0148ov\u00e9mu p\u0159izn\u00e1n\u00ed, z\u00e1znamu v registru dlu\u017en\u00edk\u016f, dal\u0161\u00edm dluh\u016fm, exekuc\u00edm a podobn\u00fdm pot\u00ed\u017e\u00edm prakticky \u017e\u00e1dnou nad\u011bji na to, \u017ee by se nad n\u00edm v n\u011bjak\u00e9 bance slitovali? Pak je nejvy\u0161\u0161\u00ed \u010das zkusit to u nebankovn\u00edch spole\u010dnost\u00ed. Proto\u017ee jsou to pr\u00e1v\u011b tyto, je\u017e nejednou ochotn\u011b vyjdou vst\u0159\u00edc i t\u011bm, kdo jsou zd\u00e1nliv\u011b zcela ztracen\u00ed, beznad\u011bjn\u00ed. A t\u0159eba takov\u00e1 hypot\u00e9ka bez registru, nab\u00edzen\u00e1 nebankovn\u00ed sf\u00e9rou, m\u016f\u017ee b\u00fdt t\u00edm prav\u00fdm, co \u010dlov\u011bka ochr\u00e1n\u00ed p\u0159ed b\u00eddou. U t\u011bchto hypot\u00e9k jsou toti\u017e po\u017eadavky, je\u017e jsou kladeny na z\u00e1jemce, daleko sn\u00e1ze splniteln\u00e9. Bohat\u011b tu sta\u010d\u00ed, \u017ee \u017eadatel m\u016f\u017ee nab\u00eddnout do z\u00e1stavy svoji nemovitost a \u017ee je schopen dolo\u017eit schopnost spl\u00e1cet, a nad v\u0161\u00edm ostatn\u00edm u\u017e se tu d\u00e1 \u010dasto p\u0159imhou\u0159it oko. A \u010dlov\u011bku tu tak poskytnou klidn\u011b i sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti. Je\u017e mu schv\u00e1l\u00ed velice rychle a bez nutnosti platit cokoliv p\u0159edem, je\u017e mu vyplat\u00ed ji\u017e z\u00e1hy pot\u00e9, co je podeps\u00e1na smlouva. A je\u017e je mo\u017en\u00e9 podle pot\u0159eb klienta spl\u00e1cet rok stejn\u011b jako t\u0159icet let, s mo\u017enost\u00ed p\u0159ed\u010dasn\u00e9ho splacen\u00ed kdykoliv, s p\u0159\u00edzniv\u00fdmi \u00faroky. A to je, jak jist\u011b uzn\u00e1te, atraktivn\u00ed nab\u00eddka. A to nejen pro toho, kdo si nem\u00e1 z \u010deho vyb\u00edrat.                                                                                                                                                                                                                                                                                                                                                                                         4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na pot\u00ed\u017ee?","item":"https:\/\/www.jmso.cz\/jak-na-potize\/#breadcrumbitem"}]}]